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Why I don't Use a CMA to Value a Home
A CMA is a comparable market analysis and is the tradition valuation method most realtors use. But in today's market home owners can no longer rely on outdated methods of valuation. What a home owner needs to know is what the market will pay now not what it paid 6-12 months ago. Historical sales information is important but not as relevant as other economic relationships that will affect the sale of your home. To learn more about my method of valuation which is based on sound economic theory contact me today.
Prepare now to Protest your 2009 Tax Valuation?
El Paso property values have declined dramatically to levels that we have not seen in many years. Shouldn't your property tax bill reflect the current state of the real estate market? El Paso Central Appraisal District will adjust your property tax assessment but only after you have filed a successful formal protest and if you can prove that, the current downturn in the real estate market has affected your property’s market value adversely. Many homeowners are paying excessive amounts in property taxes because their homes are being valued as if it was still 2008. As a result, without getting a current Market Value Analysis and appealing your property tax assessment, you may be paying more than your fair share of the tax burden. Unfortunately, the opportunity to appeal your property tax assessment only occurs once a year. Be prepared and arm yourself with the right information by contacting me, Yvonne Russell, a qualified REALTOR to reassess your property’s market value for next year’s tax bill.
Property Tax Exemptions
Many of the residential properties have homestead exemptions which reduce the amount of taxes accessed and required to be paid. Exemptions reduce the total appraised value and then reduce the amount of taxes to be paid.
List of exemptions can be found at http://www.epcad.org/pdf/TaxingEntityExemptionList.pdf
IMPORTANT NOTICE Russell-Realtor is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.