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Texas VA Loan


Five Easy Steps to a VA Loan
  1. Apply for a Certificate of Eligibility.
  2. Decide on a home and sign a purchase agreement.
  3. Order an appraisal from VA. (Usually this is done by the lender.)
  4. When you receive your application from your Mortgage Broker, complete the forms and mail them back. If you have any questions, contact usfor help.
  5. Close the loan and the move in.


The Veterans Administration (VA) has permitted streamline refinances on insured mortgages since the early 1980's. Streamline refers only to the amount of documentation and underwriting that needs to be performed by the lender. The basic requirements of a streamline refinance are:

The mortgage to be refinanced must already be FHA/VA insured
  • The mortgage to be refinanced should be current .
  • The refinance is to result in a lowering of the borrower's monthly principal and interest payments.
  • Under the HUD program known as VA Streamline Refinance, when mortgage rates drop, you are entitled to reduce your current interest rate at reduced costs. 
  • Thera are no application fees through this program. In some cases, we can even pay your closing costs. The application does not require an income check, appraisal or survey.

USDA Loan Video

Resources

EL PASO SERVICE CENTER
11940 DON HASKINS AVE.
EL PASO, TX 79936

(915) 857-0351

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