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Veteran's Loans in El Paso, Texas


Lender Information

Company Name: Hometown Mortgage Corp.
Contact Name: Gayle Boggs
Address 1: 800 Escalon Way
City: EL PASO
State: TX Zip Code: 79912
Phone: 915-833-235

Disclaimer: The listing of a lender on this site is not an endorsement by Russell-Realtor of any particular lender or company. The listing of a particular lender also does not indicate that Russell-Realtor endorses, sponsors, or warrants the information provided by a particular lender. Your selection of a lender in the resulting query is your acknowledgement that you have read and accepted this disclaimer.
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Why you need a Buyer's Agent

According to NAR, National Association of Realtors:

A buyer brokerage or buyer agency is the practice of real estate brokers and their agents representing a buyer in a real estate transaction rather than, by default, representing the seller either directly or as a sub-agent. 

In most U.S. states and Canadian provinces, until the 1990s, buyers who worked with an agent of a real estate broker in finding a house were customers of the brokerage, since, by most common law of most states at the time, the broker represented only sellers. It is only since the early 1990s that states passed statute law to create buyers' agency.

Buyer agency can exist exclusively (where a brokerage firm chooses to only represent buyers and never sellers, as an exclusive buyer agent) or, in a full service company, by offering buyer agency to buyers who become clients. Buyers would have to agree to some form of dual agency in the event that they wished to buy a home which that company has listed for sale and for which it represents the seller.

Today, if the buyer is working with a broker other than the brokerage listing the property, he or she may choose to enter into a buyer-brokerage agreement to be represented. (In some cases where dual agency is permitted by law, even the listing broker may represent the buyer). If the buyer does not enter into this agreement, he/she remains a customer of the broker who is then the sub-agent of seller's broker.

At this point, a real estate brokerage owes the buyer the duties of:

  • Loyalty to the buyer by acting in the buyer's best interest.
  • Confidentiality by not disclosing facts that could influence the buyers ability to negotiate the best terms.
  • Disclosure to other parties in the transaction that the licensee has been engaged as a buyer's agent.
The broker negotiates price and terms on behalf of the buyers and prepares standard real estate purchase contract. The Buyer's Agent assist the buyer with evaluation and negotiation and advocate in the buyer's best interests without restriction.
An exclusive buyer agent (EBA) is a U.S. real estate firm (or an agent or broker who works in such a company) that represents only buyers of real estate. EBA firms never take listings and, therefore, never represent the seller in a real estate transaction.

Exclusive buyer agent firms have chosen this business model in order eliminate the conflict of interest that exists when one firm attempts to represent both buyer and seller in the same transaction.

The EBA movement started in the late 1980s and, by the early 1990s as with the rise of buyer agency in general in U.S. states, firms came into being and a national trade association, the National Association of Exclusive Buyer Agents (NAEBA), was formed. According to NAEBA, EBA firms offer service to buyers in almost all 50 states.

Real estate firms in the United States can represent both buyers and sellers in the same transaction, and when representing both, derive profit from both the seller and buyer side of the transaction. While some states have, at the insistence of Realtor trade groups, created various forms of dual agency to allow one company and in some cases a single agent to represent both sides, other states have continued to hold such practices as illegal. In the opinion of EBAs, it is not possible to faithfully represent clients with opposing interests simultaneously


       All of your real estate needs are here at your fingertips. Research our real estate listings for home for sale or compare real estate prices and local houses for sale in El Paso market. Find it here at Russel-Realtor Real Estate. We are your El Paso Real Estate Experts. We are providing comprehensive real estate services for home buyers and sellers. Russell-Realtor is proud to be a part of a dynamic real estate team in  El Paso. Our agent is a full-time  associate of RE/MAX and a proud member of the National Association of Realtors, TAR and GEPAR.  Remax  Assoc. has  combined experience of over 75 years representing both home buyers and home sellers. Russell-Realtors is  providing real estate services in El Paso and Fort Bliss, Texas.

Please take your time and browse through the many pages we have assembled here for your Horizon and El Paso home hunting pleasure. MLS listing for El Paso Tx can be searched at entire MLS for  homes in the Hudspeth County, Fort Bliss and El Paso area.  Our clients refer their family and friends to Russell-Realor because we have specialize  experience in Fort Bliss, El Paso's Westside as well as far East and Horizon City Properties and real estate agents are Relocation Specialist. We are well informed about both private and public schools around the area. Select El Paso, Texas Homes for Sale and Real Estate from a large inventory or resale homes on our MLS service.  If you are looking for El Paso homes for sale you have come to the right place. You will always find plenty of homes that are available for sale in the El Paso, Texas area.
Find El Paso Homes For Sale in El Paso texas and Fort Bliss area. Search El Paso Homes for sale, Texas real estate, Fort Bliss homes for sale, recently sold properties, foreclosures, new homes, school information and much more.

El Paso Market Reports


New Homes in El Paso

Yvonne Russell
(915) 873-8646
Remax Associates
10940 Ben Crenshaw
El Paso Tx  79935

El Paso MLS Home Search


I know you have been diligently looking for a home in the El Paso area. I am a full-time REMAX Buyer's agent with over 20 years of El Paso- Horizon community experience. If you have found a few homes you want to tour just call me so that I can schedule access to the property.
(915) 873-8646

El Paso Real Estate Guide: Buyers and Sellers resource for El Paso homes, new homes for sale in El Paso, real estate, and general info about the El Paso, Horizon, Clint, and Ft. Bliss areas.


 
My Mobile MLS Real Estate Search
These services are free from Russell-Mls.com but carrier charges may apply.


Yvonne Russell
RE/MAX Associates
(915) 873-8646
yrussell@remax.net

IMPORTANT NOTE - If you do not receive an email from Russell-Realtor please check all your email inboxes including Spam inboxes. Sometimes automatically generated emails can be flagged as Spam.

El Paso Real Estate Home Experts:
We are life-long residents of El Paso, whose specialties are in the El Paso Real Estate Market. We help both buyers and sellers and our relocation experts help you make your transition smooth. Our impeccable attention to detail and results oriented attitude are how we earn our reputation one buyer at a time. We do most of our work in the background to facilitate scussessful transactions when our clients are buying or selling their El Paso homes in El Paso County, and surrounding areas of Horizon City, Clint, Chapparal and Fort Bliss.

Our area of focus is in El Paso Real Estate market including Horizon, Clint, Chaparral and Ft. Bliss area  Real Estate to name a few, but can encompass beyond this area if the need of the clients demand it. We are very sensitive on family needs as we realize most real estate decisions are based on family concerns and values. We have eased up the relocation stress from buyers by doing a lot of the leg work for them including choosing school systems in various Counties, doing tasks over and beyond what's normally required from a real estate agent.

This site is not limited to our listings, It will show you homes listed by other agencies: RE/MAX, Long and Coldwell Bankers, Keller Williams, Century 21, Weichert Realtors,  and many more so SEARCH away! We have created this site as user-friendly and as non-intrusive as possible so your buying and selling experience will be painless. FYI: Tips for Home Buyers, Tips for Home Sellers.


Selling Real Estate in the El Paso area - Let us help you ease your selling experience by putting together the best strategies, promotion, advertising, and researching the highest value for your property. The main focus is to limit the amount of stress and frustration on your part.

When you are ready we'll walk you through the sometimes stressful and complicated process of buying a home. We will be happy to gently guide you and your family through the joyful and sometimes trying process as your El Paso REALTOR®. We service also the Santa Terresa Real Estate market and Las Cruces.

 The opinions expressed here are my personal expert opinions as a real estate agent licensed in Texas and are to be used  for general information purposes only.  Nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. The data contained herein is for informational purposes only and is not represented to be error free. Any links to russell-realtor.com subscribers, user or non-members are provided as a courtesy. They are not intended to nor do they constitute an endorsement by russell-realtor.com or its contributors of the linked materials. Read more about our policies and disclaimer

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Buying a Home in El Paso

Yvonne Russell
(915) 873-8646
Remax Associates
10940 Ben Crenshaw
El Paso Tx  79935
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Yvonne Russell
(915) 873-8646
Remax Associates
10940 Ben Crenshaw
El Paso Tx  79935

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Please be aware, the services provided on this site and associated sites are for BUYERS only and not for REALTOR® use

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IMPORTANT NOTICE  Russell-Realtor is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.

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