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                                                Texas VA Loan


                                                Five Easy Steps to a VA Loan
                                                1. Apply for a Certificate of Eligibility.
                                                2. Decide on a home and sign a purchase agreement.
                                                3. Order an appraisal from VA. (Usually this is done by the lender.)
                                                4. When you receive your application from your Mortgage Broker, complete the forms and mail them back. If you have any questions, contact usfor help.
                                                5. Close the loan and the move in.


                                                The Veterans Administration (VA) has permitted streamline refinances on insured mortgages since the early 1980's. Streamline refers only to the amount of documentation and underwriting that needs to be performed by the lender. The basic requirements of a streamline refinance are:

                                                The mortgage to be refinanced must already be FHA/VA insured
                                                • The mortgage to be refinanced should be current .
                                                • The refinance is to result in a lowering of the borrower's monthly principal and interest payments.
                                                • Under the HUD program known as VA Streamline Refinance, when mortgage rates drop, you are entitled to reduce your current interest rate at reduced costs. 
                                                • Thera are no application fees through this program. In some cases, we can even pay your closing costs. The application does not require an income check, appraisal or survey.

                                                USDA Loan Video

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                                                EL PASO SERVICE CENTER
                                                11940 DON HASKINS AVE.
                                                EL PASO, TX 79936

                                                (915) 857-0351

                                                  Farm Service Agency
                                                  Natural Resources Conservation Service
                                                  Rural Development
                                                  Conservation District
                                                910K E. Redd Road, Suite 503, El Paso, Texas, 79912 | Main: (915) 873-8646 | Toll Free: (888) 845-2408 | E-mail: yrussell@remax.net
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