What's your credit score? 03/11/2011
Do you know what your credit score means? Test your credit score knowledge. A credit score is a numerical interpretation of your credit worthiness based on information on your credit report. Credit scores are used in a number of events including employment, residential lease agreements, insurance as well as mortgage loans to determine your ability to pay the debt and what your risk of default. Starting this year, based on the Fair and Accurate Credit Transactions Act a bank will send you a Risk Based Pricing Notice or a Credit Score Disclosure Notice which explains how they made their determination. Most banks will probably use the Risk-Based Pricing Notice. If you are not approved, the bank will send you an Adverse Action Notice which will explain why you were denied credit and how to get a free credit report. Add Comment Post Title. 03/09/2011
 According to Market Watch now is the time to buy a home. For local market news visit El Paso Market Report. Home prices appear stable on the west side. You can find drastically reduced homes in the Tierra del Este subdivision (20+% below market). Call today to schedule your home tour. Yvonne A. Russell, REALTOR® RE/MAX Buyer’s Agent VA Loan in El Paso Tx 02/18/2011
Homebuyers should start their home search by consulting with a qualifiedVA local mortgage lender. This is the fastest way to find out if you qualify for 100% financing. These lenders will determine your VA Loan eligibility. These lenders will tell you that all active duty are eligible for a VA loan, including honorably discharged service members. You will need a Certificate of Eligibility before you can get a VA loan. Get started today because time is running out on low interest rates and favorable market conditions for homebuyers. |